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Wealth Isn’t a Strategy—It’s an Identity (Money Mindset for Nurses)

I share a personal lesson that took me years to understand: being wealthy isn’t just about strategies—it’s an identity shift. Even if you know what a Roth IRA is and what to invest in, you can stay stuck if you don’t believe you’re the kind of person who builds wealth. I relate this to my “fl...


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4 Common Money Tips That Don’t Work for Nurses (and What to Do Instead)

I’m Ellaine, a nurse practitioner of 15+ years behind Nurse Who Invests, and I’m breaking down popular money advice that’s well-intentioned—but often bad for nurses because it doesn’t fit our income, schedules, and accounts. I end by encouraging you to question generic advice and learn principles...


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In this video, I explain why the order of investing matters for nurses with limited monthly income and outlines a five-step framework that prioritizes free money, tax-advantaged growth, and then taxable investing.

00:00 Investing Order for Nurses

01:46 Why Order Matters

03:07 Step 1

05:13 Step 2

08:20 Step 3

11:55 Step 4


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In this video, I shared five small “boring” habits she built in my early 30s that shifted myself from feeling anxious about money to feeling calm and financially free, emphasizing that strategy fails without habits. These helped me reach Coast FI in 2023 and make decisions aligned with my desired lifestyle.

00:00 Five Habits Overview

00:53 Habits Beat Strategy...


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5 Types of Financial Independence Nurses Should Know (Find Your Real FI Number)

Ellaine, a nurse with over 15 years of experience behind Nurse Invests, explains that many nurses chase the wrong retirement number because they don’t realize there are five different versions of financial independence, each with different timelines and targets. She defines FI as having in...


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