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Estate planning is about more than having a will in place.

For couples, it's also about making sure the financial pieces continue to work together if life changes unexpectedly.

In Sabiha Mukadam's latest article, video, and podcast episode she looks at how trusts can help Canadian couples create greater clarity and continuity around their wealth and estate plan...


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What does it really take to build lasting financial freedom?

It's not reacting to every headline, market swing or economic forecast.

It's having a clear financial plan, and staying focused on it through the noise.

In this mid-year update, I discuss:

Why your financial plan is really a life plan

What the first half of 2026 means for long...


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Credit can feel intimidating when no one has taken the time to explain it clearly.

In this podcast episode Sabiha Mukadam, breaks down how credit works in Canada and shares some simple habits that can help you use it with more confidence and less stress.

She covers:

The difference between a credit report and a credit score

Why credit is borrowe...


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When life changes after a loss, divorce, or separation, you may suddenly find yourself responsible for financial decisions that once belonged to two people, or that someone else handled entirely.

The pressure to make immediate decisions can feel overwhelming.

But you don't need to solve your entire financial life today.

In Part 1 of this practical series...


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Many Canadians have heard of the Smith Manoeuvre.

Many are also self-employed and don't realize they could be using the Cash Dam. How do they fit together in a real financial plan?

I break down what each strategy is, why it works, when each strategy works, whether combining them can improve results, and what to watch out for.

Learn how to think about the...


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