The Power Of Zero Show

Should you stop doing Roth conversions as part of your retirement planning after Senator Ron Wyden's new legislation targeting specific retirement accounts? David McKnight breaks down the key aspects of the proposal and what it actually means for the average American (and their retirement).

Show Notes

In this episode, David McKnight looks at whether you should stop ...

One spouse passes away, and suddenly the survivor is filing alone, pushed into tax brackets they never saw coming. David McKnight explains why a Roth conversion, done now through smart retirement planning, could spare your loved ones the painful surprise known as Widow's Penalty.

Show Notes

In this episode, David McKnight discusses something that could cause your tax...

David McKnight addresses one of the biggest fears people have as they approach retirement: "What if I retire right into a market crash?".

Not only this represents one of the biggest challenges in retirement planning but it's also one of the reasons why David advocates for protecting yourself from sequence of returns risk.

When it comes to long-term stock market...

In this episode, David McKnight walks you through the five biggest Roth conversion traps, and how to avoid them.

He is a big believer in Roth conversions.

Because of the apocalyptic fiscal trajectory of the U.S., taxes in the future are likely to be dramatically higher than they are today.

Hence, every dollar you reposition from tax-deferred to tax-free ...

David McKnight addresses one of the most common questions he gets: "If tax rates are going to be dramatically higher in the future, shouldn't I be putting every dollar into a Roth 401(k)?".

Moreover, people often wonder whether they should be converting as much of their IRA to Roth as quickly as possible.

David is a firm believer that the current tax rates are a...