The Crystal Clear Finances Podcast

Join us for today's podcast as Crystal discusses the importance of discovering who you are, living intentionally, and building a legacy. She will share examples of Frank Sinatra, Babe Ruth, and Picasso to illustrate the high failure rates behind their successes and emphasize the need for resilience, not just persistence. She explains that resilience involves learning from set...

Join us for today's podcast as Crystal discusses various types of risk in investing, focusing on market risk and how market cycles and indexes like the S&P 500 and Dow Jones Industrial Average can impact perceptions and decisions. She will explain how these indexes are weighted and can skew market reports, leading to misunderstandings and fear-driven reactions. She will a...

Join us for today's podcast as Crystal discusses the five key categories for managing money: Live (lifestyle expenses), Give (charitable contributions), Grow (saving and investing), Owe (taxes), and Owe (debt). She explained how money should be viewed as a tool for fulfilling God-given purposes rather than a source of stress, using the analogy of operating heavy machinery wit...

Join us for today's podcast as Crystal discusses the increase in retirement savings requirements according to Northwestern Mutual's 2026 Planning and Progress Study, which found Americans now need $1.46 million to retire comfortably, up from $1.26 million the previous year. She explains that rather than focusing solely on accumulating large nest eggs, retirees should focus on...

Join us for today's podcast as Crystal discusses the phenomenon where 63% of Americans are more fearful about running out of money in retirement than about dying, highlighting the risk of spending too little during this phase. She will outline the five emotional phases of retirement: pre-retirement planning, honeymoon phase, disenchantment phase, reorientation phase, and stab...