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Site title: Insurance & Federal Legislation for Property Owners
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Property insurance appraisal disputes often begin with what sounds like a simple question: Is the disagreement about the amount of the loss, or is it really about coverage and causation? In Tennessee, that seemingly simple question has produced a growing body of federal court decisions attempting to draw the line between what appraisers may decide …
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Today was one of those days at Merlin Law Group that reminded me that a law firm is built by far more than lawyers, cases, verdicts, settlements, and insurance policies. It is built by people. Today, our firm celebrated Keona Williams and her 25 years with Merlin Law Group. Keona’s parents were there. Her husband, …
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Some insurance coverage issues never really go away. They disappear for a while, then another court is asked to decide them. Deductible absorption is one of those issues. We have discussed this subject several times on this blog, including When Calculating Insurance Payments, Take the Deductible From the Repair Value and Not the Policy Limits, …
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Florida’s proposal-for-settlement law remains a fertile source of litigation, and the Florida Supreme Court’s July 2, 2026, decision in Trace Elements, Inc. v. Mackensen 1 is the latest example. In Trace Elements, the court held that Rule 1.442(c)(3) requires apportionment of a joint proposal even when multiple plaintiffs assert what the lower court characterized as …
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A new Minnesota public adjuster fee case should make every ethical public adjuster uncomfortable. It should also make regulators take notice. In Claims, Inc. v. Njitor, 1 the Minnesota Court of Appeals affirmed enforcement of a public adjusting contract requiring the policyholders to pay the public adjuster ten percent of insurance payments made under the …
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