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Title of Personal Finance Plan: "Personal Finance Plan | Deepesh Raghaw |SEBI RIA"
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You picked a value index fund. You read about the strategy. You liked the logic of buying cheap stocks, and you invested for the long term.
And then, the index provider revised its definition of “value.”
No wrongdoing by anyone. Your fund tracked the index faithfully, exactly as it promised. Yet the mix of stocks in the portfolio now looks quite different ...
There is much excitement among non-residents about leveraged FCNR deposits.
Banks are reaching out to NRI investors (and vice versa) to make the most of a limited window until September 30, 2026.
How Leverage FCNR Deposits work? You put USD 100,000 down. Against this USD 100,000 deposit, the bank lends USD 900,000. At say 5.5% p.a. 9X leverage. You ...The Budget 2026 brought a huge setback for the Sovereign Gold Bond (SGB) investors.
Before Budget 2026, all redemptions of SGBs with RBI (premature redemption or maturity) were not considered transfer and hence the gains were not taxable.
Now, that has changed. The Budget 2026 proposes to limit this tax exemption ...
Not directly. IRDA does not permit claims-based loading.
But in a quiet, covert, and devious manner.
How?
Let’s find out in this post.
What does IRDA permit and what it doesn’t?Claims-based loading means increasing the premium because you made a claim in the policy.
IRDA Health ins...