HumbleDollar

Complaining about taxes is not unique to seniors or in my case maybe a super senior, but they are mighty vocal and prolific on the internet. I was curious, how much could a age 65+ couple earn in retirement before actually paying federal income taxes on their money?

I ran a couple of scenarios using AI tools. I was a bit shocked at the results. Here is an example …

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As I reflect on the past year, I realize grief doesn’t follow a straight path. It comes in waves. Some days bring sadness, others gratitude, and often the two arrive together.

When my sister Tory died suddenly, there was no opportunity for one last conversation, no chance to say goodbye or tell her one final time that I loved her. Instead, I faced one of the hardest mo...

MA  plans in several areas are being shut down for 2027. The choices seniors have is declining as insurance companies realize the profits are not there.

If your Medicare Advantage plan closes or terminates its contract, you get federal guaranteed-issue rights to buy a Medigap policy without health screening or denial for pre-existing conditions.  You must apply ...

Be careful out there. Index composition is a key to getting consistency in your investment outcomes. Vanguard vs iShares vs State Street vs etc. As Jason Zweig writes in the Wall Street Journal, it all depends on the composition of the index.

https://www.wsj.com/finance/investing/how-a-few-hot-stocks-can-make-twin-funds-act-like-strangers-0ef7c52b?st=6mxLt3&am...

With all that’s going on with SS (COLA, taxation, potential cuts) and some changes certain in the next six years, is it time to rethink the income replacement percentage you shoot for in retirement?

I won’t give my theory again, one or more of the Clements family will be upset with me😅

However, self preservation, a hedge against longevity, hence inflation and p...