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Federated Insurance Company of Canada's title: Canadian business insurance – Federated Insurance Company of Canada

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Hot work activities such as welding, cutting, brazing, soldering and grinding are common in auto repair and body shops. Whether you’re repairing vehicle frames, replacing panels or performing custom modifications, these tasks generate sparks and molten material that can create significant fire risks if proper precautions aren’t in place.

In an environment where fuel sy...


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Hot work, such as welding, grinding, cutting and soldering, is a routine task on many job sites. However, these activities generate heat, sparks and molten materials that can create serious fire and safety risks if not properly managed. In fact, according to Northbridge Insurance’s internal claims data, fire-related incidents are the leading cause of loss for construction and...


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Farming equipment dealers operate in a uniquely complex and high‑risk environment. From storing high‑value inventory to managing service bays, demo units, customer foot traffic, and employee safety, the risks extend far beyond standard retail operations. Because of this, one‑size‑fits‑all commercial insurance policies are rarely adequate for equipment dealers, particularly th...


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As a contractor, you have a lot of paperwork to deal with – from signed contracts to shop drawings and audit reports. Keeping track of everything, especially on a complex project, can seem cumbersome and time-consuming.

But it shouldn’t be an afterthought. That’s because some losses and liabilities have nothing to do with a contractor’s negligence on a project, but rat...


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Canadians rely on HVAC workers to keep them cool in the summer and warm in the winter. But HVAC is complex, intricate work that requires technical expertise — which means it comes with several risks.

Whether you work on residential or commercial properties, your clients rely on you to install, repair, or maintain their heating, ventilation, and air conditioning (HVAC) ...


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