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Optima Tax Relief is the most heavily advertised tax resolution firm in America, and it is the one readers ask me about more than any other. Founded in 2011 and based at 6 Hutton Centre Drive in Santa Ana, California, it represents people who owe the IRS: installment agreements, Offers in Compromise, penalty abatement, wage […]

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Symple Lending is not a debt relief company. That is the single most important thing to understand before you read another word, because a large share of the people searching its name think it is one. Symple Lending is a loan broker. It matches you with a personal or consolidation loan from a panel of […]

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I have been reviewing debt relief companies for over twenty years, and I have a simple test before I recommend anyone: can I independently verify who they are, what they charge and what their customers say? First Advantage Debt Relief fails that test on every count. As of August 2026 the company has no Better […]

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Tax Relief Advocates, which now trades as TRA at tra.com, is an Irvine, California tax resolution firm founded in 2017. It represents people who owe the IRS and cannot pay: it negotiates installment agreements, files Offers in Compromise, requests penalty abatement, gets wage garnishments and bank levies lifted, and catches up unfiled returns. It is […]

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