Bankruptcy Lawyers | Charlotte, Greensboro, Winston-Salem, Salisbury & High Point, NC

Worried about losing your cell phone when you file bankruptcy? You are not alone. Many people who come to us are afraid that filing will cut off their phone service or leave them without a way to call work, family, or their doctor.

Here is some good news. In most cases, filing bankruptcy does not mean you lose your phone or your number. This article explains what real...

Maybe you have heard the term "Chapter 11 bankruptcy" on the news. Big companies use it when they are deep in debt. So you might wonder if Chapter 11 is something you could use too. Or you might be a small business owner who is drowning in bills and not sure where to turn.

Here is the good news. This article will explain what Chapter 11 bankruptcy is, who it helps, an...

Losing a car to repossession or a home to foreclosure is hard enough. But many people are shocked to learn the debt does not always end there. Sometimes the lender comes after you for even more money. This extra amount is called a deficiency balance.

If you are getting letters or calls about money you still owe after losing property, you are not alone. The good news i...

It happens more often than you might expect. You file your bankruptcy paperwork, your case gets underway, and then you notice a credit card, a medical bill, or a personal loan that never made it onto your schedules. What happens now?

The short answer: it depends on the type of case you filed, whether there were assets to distribute, and whe...

Do you owe money on two mortgages? Is your home worth less than what you owe on the first one? If so, you may feel stuck. The second mortgage feels like an anchor. You may wonder if there is any way to get rid of it.

There may be. It is called removing, or "stripping," a second mortgage. And in many cases,