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For property investors, insurance is often viewed as the safety net: something you turn to after rent arrears, damage, or an unexpected tenancy problem has already occurred. But the strength of an insurance claim is usually determined much earlier. It is determined by the ordinary, unglamorous work of owning a rental property well: carrying out […]

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There is a version of property investing that gets sold at the start. Buy well, add value, revalue, repeat. Nobody tells you about the other side of property: the one with the hot water cylinder, the fence the neighbour wants replaced, the roof that has one more winter in it, and the gutter that only […]

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Refix rates are trending down and headlines are describing inflation as “easing”, so why is Kiwibank staging a public meltdown? Its latest piece, Inflation creeps above 3%, and it’s the dirty details that creep us out the most, digs into the parts of the inflation story that still look uncomfortable for households and investors. The […]

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You know how the story goes. You walk out of an auction room with a lemon in your hands and tell yourself you’ll turn it into a diamond. Six months later, you’re massively in the red and wondering what on earth happened?! The builder has gone AWOL, the price of GIB has jumped again and […]

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