401k Plan Optimization, Compliance, Investment & Partners

Financial wellness decisions rarely happen in isolation.  Employees are often weighing health plan costs, household budgets and retirement savings at the same time — which is why some employers are beginning to connect those conversations more intentionally.

During a recent Plan Sponsor University (TPSU) program at Oregon State University’s Portland campus, Fre...

Financial planning is increasingly emerging as a natural extension of workplace retirement benefits as employees look for more personalized help managing their broader financial lives.  With many workers lacking a written financial plan, struggling with debt, and expressing interest in receiving advice through their employer, advisors and plan sponsors have an opportunity to ...

Small business owners overwhelmingly see the value of offering a retirement plan.  But keeping one affordable and sustainable as the business grows can be another matter.

In a recent Employee Benefit News opinion piece,...

Pooled Employer Plans have grown rapidly since being authorized under the SECURE Act of 2019, with assets now estimated at $30 billion to $40 billion.

The appeal is clear: employers can outsource administrative work, shift some fiduciary responsibilities and gain access to experienced providers.  Larger plans have shown the strongest interest, while major recordkeepers...

Ted Benna, the Father of the 401(k), is 84 years old and has a regret.  The 401(k) he helped create has worked well for higher earners, but it hasn’t delivered the same results for lower-paid workers, many of whom can’t afford to have money taken out of their paycheck even when a plan is available.  Now he’s trying to fix that.

A recent Bloomberg piece